Risk & Fraud Management

Minimise your online fraud risk.

Transaction Filtering

iPay88 will help online merchants to filter transactions before the transaction submitted to bank gateway for payment authorisation. To block all transactions from high risk countries/ foreign countries or allow transactions by credit card from local card issuers.

After authentication from the bank, iPay88 updates the status on the risk and fraud system whether the transaction is successful or unsuccessful. The status will be used on a subsequent purchase to comply with merchantsí rules.

Purchase Frequency Control

iPay88 allows online merchants to control how frequently (by day, week or month) their buyer can buy from them. If weekly time frame set, the buyer (controlled by email address, IP address or username) can only buy a set number of times from the online merchant within a week.

Transaction Amount Limit

iPay88 can help online merchants to control the online transactions by transaction amount. Transaction will not be allowed if the transaction amount exceeds the set transaction amount limit.

Blacklist Database

On top of bank's blacklist database, iPay88 is building its own blacklist database based on fraud cases and trends detected by iPay88 from time to time. iPay88 will blacklist a user or online buyer by:

  • Username
  • Credit Card number
  • Email Address
  • When the buyers are using username, credit card number or email address blacklisted by iPay88, their transaction will be blocked. The database is shared by all iPay88 merchants.

Boost your business today. Go iPay88.

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